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Courses are offered in two formats: Topic and SeriesTopic focuses on specific areas such as credit.  Series is a weekly classroom setting.  Here, we may have guest speakers and yes, there's homework.  Both are designed to maximize your success.     Make sure you have your bills and bank statements handy!


The Money Management Master Course, Vol. I - The Game Plan

"People are more likely to plan their vacation than their financial future."

5 topics in 5 weeks 

Do you want to get on track with your finances but aren't sure how or where to start?  Have you had the same New Year's resolution year after year?  Do you have goals and say to yourself, if my finances were in order, I could?  Are you ready to do things differently?  If any of these sound familiar, this course is for you! 

This 5-week series focuses on building a solid financial foundation. We create budgets, dissect credit reports, reduce debt and build a savings plan. We even cover Investing 101 to prepare you for the next level.

This course is flexible.  You may follow the designed schedule or work at your own pace.  

There are assignments so grab your bills and your bank, loan and credit card statements. 

Building a solid financial foundation is an investment that pays off well into your lifetime.

Start now. 


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Everything Credit Cards

Credit cards are a source of endless debt for so many. They are so convenient, aren't they? Over the years, I have found that few people pay attention to just how much money they are paying out in interest and fees.  Also, with all of the fine print, it’s hard to decipher what is going to really cost you and what is not.   

In this course:

  1. We look at the actual costs of using credit cards to help you determine your best plan of action.
  2. We look at what in the fine print you want to pay attention to.
  3. We look at a number of payoff options.
  4. We go over a few pointers.

Grab a statement or two and be prepared to take notes.  

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Savings Tips

Having trouble keeping a savings account? Want to understand your options? Life is short; do you even need to save? This session looks at the ricochet effect of what, not having funds put aside, can have on your life. It is hard to live for the moment if you are not prepared for life’s ups and downs.

Here, we look at:

  • Why do I need to save?
  • How do I save?
  • How much should I save?
  • What are my savings options?

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Create a Budget that Lasts

Budgeting puts you in control of your money. This course teaches you how to create a budget. We go a little deeper than the numbers to help ensure long-term success. When you complete the course, you will have a fully functioning budget that will have you well on your way to meeting your financial goals.  This is the step you want to take before you engage a budgeting app or software. There is homework and participation is required.   Let’s do it! Are you ready?

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The Loan Application

Here, you are the lender. Would you give yourself a loan? Let’s find out.

Have you ever completed a loan application with your fingers crossed; not knowing if it will be approved? Are you a little perplexed about whether you are on track with how you manage your finances and want some direction? Then this course is for you.

In this session, we will walk through a loan application and discuss what lenders are really looking for. Most of us will be borrowing money many times and for many different reasons throughout our lives.    Understanding the process now affords you positive outcomes for years to come.

As a benefit and what most don't realize is the loan application is a fantastic blueprint for a rock-solid financial plan.  It offers very specific financial parameters that can be used as your lifelong guide. We dive into those specifics and more. 

This is an ADVANCED course. 

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Understanding Credit

This isn't the information you find in pamphlets.

Knowing about credit scoring is one thing, but understanding how to move through the credit process to meet your financial goals is another.  Videos 1 and 2 look at how your score is calculated with tips on how to manage it. Videos 3 and 4 are full of valuable tips and advice including types of financing that actually benefit your score, that very few people take advantage of, and ideas on how to manage credit and loans that positively impact you and your family. 

This is a FREE course.

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Tell me more...

Courses are ideal for those who want flexibility or are not ready for One-on-One Financial Coaching.  The format will vary from work at your own pace; to live webinars; to a weekly Master Course.  Complete the Contact page to be notified about future courses. 



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